Goals feature overview

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Your goals are where you set and track financial milestones, like saving for a house or paying off a debt. Each goal has a target date, so you can see how much to put aside and whether you're on track.

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Rule of thumb: Use a goal when you have a target date. For a regular set-aside like KiwiSaver or an emergency fund, mark an expense category as savings and budget it instead.

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1. A quick summary

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When you create a goal, you'll add a name, dollar value, target date, and how often you want to save. You can link accounts so the balance updates automatically, or enter the current balance yourself. You can also personalise it with a colour and emoji.

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Each goal card then shows how much to put aside each period to hit the date, your progress toward the target, and whether you're On track, Behind, Off track, or Achieved.

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2. Adding a new goal

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Tap Add a new goal at the top of the Goals screen. Then enter:

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• 1. Name
• 2. Goal dollar value - use $0 if the goal is to pay off a debt
• 3. Target date
• 4. Frequency - daily, weekly, fortnightly, or monthly. This is how we work out the amount to put aside each period
• 5. Link to an account? - tap Yes to pick one or more accounts, or leave it as No and enter the current balance yourself
• 6. A colour and emoji, if you want

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If your plan has a goal limit, you'll see the upgrade screen instead of the add screen.

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3. Reading your goal

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Once the goal is created, the card shows your current balance against the target, the target date, and the amount to put aside each period. The status badge tells you if you're on track:

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• On track - your progress matches the time left
• Behind - you've fallen a little behind the pace needed
• Off track - you're well behind, or the target date has passed
• Achieved - you've hit 100%

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Tap the goal, or See detail, to open the full details.

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4. Editing, archiving, or deleting a goal

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From the goal details screen you can change the name, value, target date, frequency, linked accounts, colour, or emoji. If you unlink the accounts, you can enter the current balance manually again.

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You can also archive a goal to hide it from the main list. Use the archive icon on the goals list to show archived goals, then restore one if you need it again.

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To delete a goal, tap the bin icon. You'll get a confirmation before it's gone.

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5. Your goals on the dashboard

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Your two most recent goals appear on the dashboard. Tap a goal to open its details, or tap See all to go to the full Goals screen.

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You're all ready to go 🎉

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Now that you understand how goals work, you can set a target and keep every penny on track. If you run into any issues, feel free to get in touch with us at hello@budgetbuddie.co.nz

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