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Zero-based budgeting overview
Give every dollar a job. Money from the accounts you select sits in Available to assign, then you give it to expense categories and credit cards.
Getting started tips & tricks
After setup, a welcome popup walks you through the basics. Finish it, continue the full tour, or explore yourself. Here's how to get the most out of BudgetBuddie.
Behind the budget
Stuart's money journey
Stuart, a Hawke’s Bay-based consultant project manager, turned to BudgetBuddie to get clear on where his family’s everyday spending goes. With synced accounts and easy insights, he’s more accountable with money and working towards paying down the mortgage and long-term financial freedom.
Kathryn's money journey
Kathryn, a Christchurch mum of two, swapped her spreadsheets for BudgetBuddie to take control of her family’s finances. Visual goals help her stay motivated as she pays down credit card debt and builds savings for a more secure future.
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Cashflow 💸
Learn how to get the most out of your cashflow. Track your income and spending to stay on top of your money and plan ahead with confidence.
Cashflow feature overview
See income minus expenses each month, including savings. Forecast up to 12 months ahead from your budget, then add one-offs if you need them.
September 26, 2026
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How to add & edit cashflow expenses
Forecasted expenses mostly come from your budgets. Savings-category amounts are not treated as spending in cashflow leftover.
September 26, 2026
How to guides
How to guides
How to add & edit cashflow income
Forecasted income mostly comes from your budgets. Add extra or one-off income in cashflow if it is not already in the budget.
September 26, 2026
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