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Zero-based budgeting overview
Give every dollar a job. Money from the accounts you select sits in Available to assign, then you give it to expense categories and credit cards.
Getting started tips & tricks
After setup, a welcome popup walks you through the basics. Finish it, continue the full tour, or explore yourself. Here's how to get the most out of BudgetBuddie.
Behind the budget
Scott's money journey
Scott, a self-employed Auckland business owner with 20+ years in the civil industry, uses BudgetBuddie to replace spreadsheets with a live, categorised view of his finances. It helps him manage irregular income, keep costs covered and build a buffer.
Molly's money journey
Molly shares how moving to NZ sparked a shift in her money mindset from manual tracking to confident, automated finances with BudgetBuddie. She’s now focused on building wealth early and working toward homeownership.
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Recent blogs
NZ credit cards: how to use them for rewards without paying interest
September 16, 2026
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How to eat well on a tight grocery budget in New Zealand
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KiwiSaver balance by age: what is a good amount in New Zealand?
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Index funds vs gold vs Bitcoin: where should Kiwis put extra cash?
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Merchants 🧾
Learn how to get the most out of your merchants. Track spending by merchant, spot trends, and find new ways to save with BudgetBuddie.
Merchants feature overview
Here in this guide we'll give you an overview of the merchants feature.
September 26, 2026
Overviews
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How to use the merchants feature
Here in this guide we'll give you the full run-through on how to use the merchants feature.
September 26, 2026
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