Budget ⚖️

Included cards get their own section. Ready to pay is leftover plus assigned plus funded spend, minus payments after the card was added.

Switch Preferred method to Zero-based, pick a period and start date, then choose which accounts feed the budget.

Give every dollar a job. Money from the accounts you select sits in Available to assign, then you give it to expense categories and credit cards.

Use a savings category for money you put away, like KiwiSaver or an emergency fund. Here's how it works in your budget, cashflow, and Money Insights.

Set weekly, fortnightly, monthly, or custom budgets. Group related lines, mark savings categories, and use rollover or one-offs when you need them.

Create a one-off budget for irregular spending like a holiday. It stays out of your regular leftover and does not roll over.

Open a budget to change the amount, rollover, and personalisation, or see the transactions tracking against it.

Add an expense budget with Quick add or the full setup. Set the amount, optional rollover, and use a savings category for money you put away.

Add an income budget with Quick add or the full setup. Set the amount and optional rollover so you can track pay against what you expect.