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Zero-based budgeting overview
Give every dollar a job. Money from the accounts you select sits in Available to assign, then you give it to expense categories and credit cards.
Getting started tips & tricks
After setup, a welcome popup walks you through the basics. Finish it, continue the full tour, or explore yourself. Here's how to get the most out of BudgetBuddie.
Behind the budget
Stuart's money journey
Stuart, a Hawke’s Bay-based consultant project manager, turned to BudgetBuddie to get clear on where his family’s everyday spending goes. With synced accounts and easy insights, he’s more accountable with money and working towards paying down the mortgage and long-term financial freedom.
Kathryn's money journey
Kathryn, a Christchurch mum of two, swapped her spreadsheets for BudgetBuddie to take control of her family’s finances. Visual goals help her stay motivated as she pays down credit card debt and builds savings for a more secure future.
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Recent blogs
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Transactions 💵
Learn how to get the most out of your transactions. Track, categorise, and analyse your spending to manage your money more effectively.
How savings categories work
Use a savings category for money you put away, like KiwiSaver or an emergency fund. Here's how it works in your budget, cashflow, and Money Insights.
October 15, 2026
Overviews
Overviews
How to use transaction rules
Here in this guide, we'll give you the full run-through on how to use the transaction rules feature.
September 26, 2026
How to guides
How to guides
How to split transactions
Here in this guide, we'll walk you through how to split transactions.
September 26, 2026
How to guides
How to guides
How to create, edit & delete categories
Create income or expense categories, mark an expense as savings, and edit or delete them from Settings.
September 26, 2026
How to guides
How to guides
How transaction categories work
Categories sit in groups, can have tags, and a savings category treats money you put away differently from spending.
September 26, 2026
Overviews
Overviews
How to make bulk category changes
Here in this guide we'll give you a full run-through on how to make bulk category changes to your transactions.
September 26, 2026
How to guides
How to guides
Transactions feature overview
Here in this guide we'll give you the full overview on how to use the transactions feature.
September 26, 2026
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Overviews
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