The NZ budgeting app with live bank feeds 🇳🇿

Connect ANZ, ASB, BNZ, Westpac, Kiwibank and 20+ more NZ providers through Akahu, so your transactions and balances update automatically.

Dashboard
Insights & tips
Easy budgeting
Automate your finances
All your finances in one placeEasily set up budgets to manage your money

Which budgeting app has NZ bank feeds?

BudgetBuddie is a budgeting app with live New Zealand bank feeds through Akahu, New Zealand's open banking provider. On Pro it connects 25+ NZ banks, KiwiSaver providers, and investment platforms, so transactions flow in and are categorised automatically. Pro is $10.35 a month for your first 12 months, then $13.80 a month, and you can try bank connections during the 14-day Pro trial. BudgetBuddie works on iOS, Android, and the web.

Supported NZ banks

ANZ, ASB, BNZ, Westpac, Kiwibank, TSB, SBS Bank, The Co-operative Bank, Heartland Bank, and Rabobank, plus American Express, Gem Finance, Wise, and IRD. KiwiSaver and investment providers include Booster, Fisher Funds, Generate, Milford, Simplicity, SuperLife, Sharesies, Hatch, and Kernel. See every integration.

What is Akahu and is it safe?

Akahu is New Zealand's open finance infrastructure. It sits between your bank and BudgetBuddie, and you authorise each connection yourself. Connections are read-only, so BudgetBuddie cannot move money. BudgetBuddie never stores your banking passwords, and data is encrypted in transit and at rest on AWS. You can remove a connection at any time. How BudgetBuddie keeps your data safe.

What happens once your bank is connected

  • Transactions import and are categorised automatically, with rules for the rest
  • Budgets track against real spending: weekly, fortnightly, monthly, custom, or zero-based
  • Money insights show spending by category and merchant
  • Cashflow, net worth, and goals stay up to date without spreadsheets

How other NZ apps handle bank feeds

Steady also uses Akahu. PocketSmith uses global bank feeds on paid plans. MyBudgetPal syncs daily via Yodlee. CashNav works with Westpac only. YNAB has no live NZ bank feeds and relies on CSV import. Compare BudgetBuddie with each one.

In Australia?

BudgetBuddie is also built for Australians. Live Australian bank feeds are not available yet, so you import statements from your Australian bank instead, by sharing them straight into the app or importing transactions from screenshots. BudgetBuddie then enriches every transaction automatically with merchant names and logos, groups them by merchant, and assigns categories, so your imported statements work just like a live feed. Budgets, money insights, goals, net worth, and the retirement planner all work in Australia, at the same price.

Related: Who is Akahu? · What is open banking? · KiwiSaver tracking app · Pricing

Why BudgetBuddie is NZ’s top budgeting app.

BudgetBuddie is built specifically for Kiwis. Connect to 25+ NZ banks, KiwiSaver providers and investment platforms to get an accurate view of your money. Track spending and savings, and manage your finances easily on mobile or web. No complicated setup, just a smarter way to stay on top of your money every day.

Dashboard

Bring all the features in the app into one place and see your full financial position on one screen.

Security

Your data is safe and secure and fully encrypted using 256-bit bank grade protection.

Budget

Set up your budget with ease to keep on top of where your moneys going and how much is coming in.

Goals

Track every step of the way with live updates on how you're progressing towards achieving your goals.

Money insights

Get key insights and a full breakdown of where your money is going and how much you earn.

Net worth

See your assets & liabilities to determine your Net Worth, track your progress each month.
See all features
All your finances in one place

Safe, secure and on your terms.

Allowing you to have peace of mind about how your data is being managed and stored is our top priority. Learn more about how we handle security here.
256-bit bank-grade encryption
We never store your banking credentials
Face ID, PIN and 2-factor authentication available
Integrations

Providers we integrate with.

Secure and encrypted integration
Bank, Kiwisaver & Investments
Centralise all your data

American Express

Connect with American Express
Connect

ANZ

Connect with ANZ Bank
Connect

ASB

Connect with ASB Bank
Connect

BNZ

Connect with BNZ Bank
Connect

Booster Kiwisaver

Connect with Booster Kiwisaver
Connect

Booster Savvy

Connect with Booster Savvy
Connect

Fisher Funds

Connect with Fisher Funds
Connect

Gem Finance

Connect with Gem Finance
Connect

Generate

Connect with Generate Kiwisaver
Connect

Hatch

Connect with Hatch
Connect

Heartland Bank

Connect with Heartland Bank
Connect

IRD

Connect with IRD
Connect

Kernel Wealth

Connect with Kernel Wealth
Connect

Kiwibank

Connect with Kiwibank
Connect

Milford

Connect with Milford
Connect

NZHL

Connect with NZHL
Connect

Pie Kiwisaver

Connect with Pie Funds
Connect

Rabobank

Connect with Rabobank
Connect

SBS Bank

Connect with SBS Bank
Connect

Sharesies

Connect with Sharesies
Connect

Sharesight

Connect with Sharesight
Connect

Simplicity

Connect with Simplicity
Connect

Stake

Connect with Stake
Connect

Superlife

Connect with SuperLife
Connect

The Co-operative Bank

Connect with The Co-operative Bank
Connect

TSB

Connect with TSB Bank
Connect

Westpac

Connect with Westpac Bank
Connect

Wise

Connect with Wise
Connect

Wise

Connect with Wise
Connect

Westpac

Connect with Westpac Bank
Connect

TSB

Connect with TSB Bank
Connect

The Co-operative Bank

Connect with The Co-operative Bank
Connect

Superlife

Connect with SuperLife
Connect

Stake

Connect with Stake
Connect

Simplicity

Connect with Simplicity
Connect

Sharesight

Connect with Sharesight
Connect

Sharesies

Connect with Sharesies
Connect

SBS Bank

Connect with SBS Bank
Connect

Rabobank

Connect with Rabobank
Connect

Pie Kiwisaver

Connect with Pie Funds
Connect

NZHL

Connect with NZHL
Connect

Milford

Connect with Milford
Connect

Kiwibank

Connect with Kiwibank
Connect

Kernel Wealth

Connect with Kernel Wealth
Connect

IRD

Connect with IRD
Connect

Heartland Bank

Connect with Heartland Bank
Connect

Hatch

Connect with Hatch
Connect

Generate

Connect with Generate Kiwisaver
Connect

Gem Finance

Connect with Gem Finance
Connect

Fisher Funds

Connect with Fisher Funds
Connect

Booster Savvy

Connect with Booster Savvy
Connect

Booster Kiwisaver

Connect with Booster Kiwisaver
Connect

BNZ

Connect with BNZ Bank
Connect

ASB

Connect with ASB Bank
Connect

ANZ

Connect with ANZ Bank
Connect

American Express

Connect with American Express
Connect

All in one app. Really.

Don't waste time switching between multiple platforms and tools to manage your personal finances. Bring them all together.

Cashflow

Stay in control of your money, manage & forecast your cashflow into the future.

Retirement Planner

Make sure you've got enough when it comes time for tools down, project your retirement fund.

Easy Integration

Get connected and set up with ease.

Merchants

Make categorising transactions a breeze, with merchants.

All your accounts

Bring your bank, kiwisaver & share portfolios into one place.

Got questions?

Support

How do I get set up?

Download BudgetBuddie, create an account, and connect your banks through Akahu. Most people are set up in a few minutes.

How do you keep my information secure?

Bank connections are read-only via Akahu. We never store your bank login details.

How are you different from other platforms?

BudgetBuddie is built for New Zealand. Connect banks, KiwiSaver, and investments in one app.

What features do you offer?

Budgeting, spending tracking, net worth, goals, and calculators — all in one place.

How do I cancel my plan?

You can cancel anytime from account settings. Access continues until the end of your billing period.

One app.
All your finances.

Level up the way you manage your money.
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