Which is cheaper, BudgetBuddie or Steady?

BudgetBuddie is $10.35 a month. Steady Plus is $12.99 a month.

BudgetBuddie vs Steady

Q: Does Steady have a retirement planner?

No. BudgetBuddie has a dedicated retirement planner. Steady can track KiwiSaver balances on Plus. It does not have a retirement planner.

Q: Do both apps connect NZ banks?

Yes. Both use Akahu. BudgetBuddie bank connections are on Pro. Steady includes one bank on free, and unlimited banks on Plus.

Compare BudgetBuddie and Steady. Both connect NZ banks via Akahu. BudgetBuddie is everyday budgets, merchant-level money insights, KiwiSaver, and a retirement planner. Bank connections are on Pro. Steady is Safe to Spend, an AI coach, and a 12-month forecast on Plus.

Dashboard

Insights & tips

Easy budgeting

Automate your finances

Get started

Find out more

Comparison

See how BudgetBuddie compares to Steady.

Feature

BudgetBuddie

Steady

Live dashboard

Budget

Weekly, fortnightly, monthly, custom + zero-based

Pay-cycle + Safe to Spend

Money insights

Category, merchant, tags, accounts multiple date ranges. Saved reports.

Spending views + AI coach

Best for

Everyday NZ budgeting

Safe to Spend

Cashflow forecasting

12 months on Plus

Net worth tracking

On Plus

Retirement planner

NZ bank connections

KiwiSaver & investments

All connections

Coming on Plus

Auto categorising

Price

$10.35/mo

Free; Plus from $12.99/mo

Merchant categorising

Live transactions

Account balances

Shared household

Which one should you use?

Both connect NZ banks via Akahu. BudgetBuddie is everyday budgets, merchant-level money insights, KiwiSaver, and a retirement planner. Steady is Safe to Spend, an AI coach, and a 12-month forecast on Plus.