Say hello to the best alternative to Pocketsmith 👋🏻
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Comparison
See how BudgetBuddie compares to PocketSmith.
Your transactions, made simple.
Safe, secure and on your terms.
Providers we integrate with.
All in one app. Really.
Cashflow
Retirement Planner
Easy Integration
Merchants
All your accounts
FAQ
Got questions?
We've got answers.
Compare
What's the difference between BudgetBuddie and PocketSmith?
Is BudgetBuddie a good PocketSmith alternative in New Zealand?
Yes, if you want an NZ-first budgeting app. Both can connect to New Zealand banks. BudgetBuddie also brings KiwiSaver and investments, merchant categorising, and shared household budgeting alongside the live dashboard.
Features
Which is better for everyday budgeting vs forecasting?
Choose PocketSmith if forecasting and projections are the main job. Choose BudgetBuddie if you want a live daily picture of spending, budgets, balances, and accounts — with cashflow and retirement planning still included.
Does PocketSmith connect to NZ banks the same way?
Does BudgetBuddie include cashflow forecasting and a retirement planner?
Yes. BudgetBuddie includes cashflow forecasting, net worth tracking, and a retirement planner, plus the everyday budgeting tools PocketSmith is less focused on.
Which is better for couples or shared households?
BudgetBuddie includes shared household support, so couples can budget together. If you share accounts or bills, that's a common reason people switch.
Switching
How do I switch from PocketSmith to BudgetBuddie?
Create a BudgetBuddie account and connect your banks through Akahu. We'll pull in your transactions so you can set up your budget. You don't need to export everything from PocketSmith first.
How does BudgetBuddie keep my bank data secure?
We use 256-bit bank-grade encryption and host data on AWS. Bank connections go through Akahu — we never see your bank login.
What happens after I sign up?
You can start on the free plan. If you try Pro and don't continue, you stay on the free plan with some features limited. Upgrade anytime.
Can I cancel a paid plan anytime?
Yes. Cancel from the manage-account portal. Access ends when you cancel, and unused time is credited.
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