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BudgetBuddie vs Money Lover

Compare BudgetBuddie and Money Lover. Money Lover is a simple manual tracker for goals and debt plans. BudgetBuddie is everyday NZ budgeting with custom and zero-based budgets, KiwiSaver, and money insights. Bank connections are on Pro.
Dashboard
Insights & tips
Easy budgeting
Automate your finances
BudgetBuddie mobile app
BudgetBuddie web app

Comparison

See how BudgetBuddie compares to Money Lover.

Feature
BudgetBuddie
Money Lover
Live dashboard
Yes
Yes
Budget
Weekly, fortnightly, monthly, custom + zero-based
Manual tracker
Money insights
Category, merchant, tags, accounts multiple date ranges. Saved reports.
Basic charts
Best for
Everyday NZ budgeting
Manual expense tracking
Cashflow forecasting
Yes
No
Net worth tracking
Yes
No
Retirement planner
Yes
No
NZ bank connections
Yes
No
KiwiSaver & investments
All connections
No
Auto categorising
Yes
Yes
Price
$10.35/mo
Free; Premium lifetime
Merchant categorising
Yes
No
Live transactions
Yes
No
Account balances
Yes
Yes
Shared household
Yes
Yes

Which one should you use?

Money Lover is a simple manual tracker for goals and debt plans. There is no NZ bank sync. BudgetBuddie is the everyday NZ app: custom budgets, money insights, KiwiSaver, and a retirement planner. Bank connections are on Pro.

Choose BudgetBuddie

Everyday NZ budgeting with custom periods, zero-based budgets, connected KiwiSaver, and a retirement planner. Bank connections are on Pro.

Choose Money Lover

A simple free tracker for goals, debt plans, and receipt scanning. Every transaction is entered by hand.

Budget options

BudgetBuddie has weekly to custom and zero-based budgets. Money Lover is a simple manual budget.

Bank connections

Money Lover does not sync NZ banks. BudgetBuddie connects through Akahu on Pro.

Cashflow

Money Lover does not do cashflow forecasting. BudgetBuddie is built for the week-to-week picture, with cashflow still included.

Retirement

BudgetBuddie has a dedicated retirement planner and connected KiwiSaver. Money Lover does not.
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BudgetBuddie personal finance app