BudgetBuddie vs CashNav
Compare BudgetBuddie and CashNav. CashNav is a free Westpac-only spending tracker. BudgetBuddie works across NZ banks on Pro, with custom and zero-based budgets, KiwiSaver, and money insights.
Dashboard
Insights & tips
Easy budgeting
Automate your finances
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Comparison
See how BudgetBuddie compares to CashNav.
Feature
BudgetBuddie
CashNav
Live dashboard
Budget
Weekly, fortnightly, monthly, custom + zero-based
Monthly category targets
Money insights
Category, merchant, tags, accounts multiple date ranges. Saved reports.
Westpac categories
Best for
Everyday NZ budgeting
Westpac spend tracking
Cashflow forecasting
Net worth tracking
Retirement planner
NZ bank connections
Westpac only
KiwiSaver & investments
All connections
Auto categorising
Price
$10.35/mo
Free for Westpac
Merchant categorising
Live transactions
Account balances
Shared household
Which one should you use?
CashNav is a free Westpac-only spending tracker. It cannot see other banks or cash. BudgetBuddie is the everyday NZ app: custom budgets, money insights, KiwiSaver, and a retirement planner. Bank connections are on Pro.
Choose BudgetBuddie
Everyday NZ budgeting with custom periods, zero-based budgets, connected KiwiSaver, and a retirement planner. Bank connections are on Pro.
Choose CashNav
Free for Westpac customers. It auto-categorises Westpac spend and compares months. You must be a Westpac customer.
Budget options
BudgetBuddie has weekly to custom and zero-based budgets. CashNav is a Westpac spending tracker, not a full budget.
Bank connections
CashNav only sees Westpac. BudgetBuddie connects NZ banks through Akahu on Pro.
Cashflow
CashNav compares months of Westpac spend. BudgetBuddie is built for the week-to-week picture, with cashflow still included.
Retirement
BudgetBuddie has a dedicated retirement planner and connected KiwiSaver. CashNav does not.
